Disclaimers
Manulife Securities and the block design are registered service
marks and trade marks of The Manufacturers Life Insurance Company
and are used by it and its affiliates including Manulife Securities
Investment Services Inc.
The information contained herein is for Canadian residents only
and does not constitute an offer to sell or a solicitation in
any jurisdiction in which Manulife Securities or its Advisors
are not appropriately licensed or registered or where any Product
or Service is not eligible for sale. Details are available on
request.
Manulife Securities Investment Services Inc. is a member MFDA
IPC.
Commissions, trailing commissions, management fees and expenses
all may be associated with mutual fund investments. Please read
the prospectus before investing. Mutual funds are not guaranteed,
their values change frequently and past performance may not be
repeated.
Tom Kofin, Grant Strand and Manulife Securities Investment Services
Inc. (“Manulife Securities”) do not make any representation that
the information in any linked site is accurate and will not accept
any responsibility or liability for any inaccuracies in the information
not maintained by them, such as linked sites. Any opinion or advice
expressed in a linked site should not be construed as the opinion
or advice of Tom Kofin, Grant Strand or Manulife Securities. The
information in this communication is subject to change without
notice.
The opinions expressed are those of the author and may not necessarily
reflect those of Manulife Securities Investment Services Inc.

Tom Kofin and Grant Strand are account representatives of
Manulife Securities Investment Services Inc., a mutual fund dealer.
Manulife Securities and the block design
are registered service marks and trade marks of The Manufacturers
Life Insurance Company and are used by it and its affiliates including
Manulife Securities Investment Services Inc.
The information contained herein is for Canadian
residents only and does not constitute an offer to sell or a solicitation
in any jurisdiction in which Manulife Securities or its Advisors
are not appropriately licensed or registered or where any Product
or Service is not eligible for sale. Details are available on
request.
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